Money4Today - Credit Literacy Program

In today's credit-based economy, the lesson still to be taught to our young people is how to use that credit wisely and responsibly.

Which is the lesson plan behind our new Money4Today credit literacy program.

In Money4Today, we'll provide teachers with lesson plans and materials to help teach students about consumer credit.

This program will soon be offered in addition to our Learn2Earn program in select schools and classrooms. (Look for it in late 2009, early 2010.)

But the lessons won't end with the concepts. Students who successfully complete the consumer credit lesson plan will then be able to take advantage of the next level of participation: Enter into a non-binding agreement to borrow money and pay it back.

Under this part of the Money4Today program, we'll offer students fixed, low-interest, short-term funds that can teach them the value, benefits and responsibility that come with credit.

And to make the program work as a source of credit, as a lesson plan and as a reward for being responsible, Money4Today has this added benefit: When the student pays back the money in full, he or she gets most of the interest back as a cash reward! That makes it a win-win-win for everyone: Student, teacher, parent, school, us.

(Students who are interested in the borrowing portion of the program will have to first complete the classroom lesson plan.)

Let the lesson begin!