Home Lending

In this tight lending market the fact is that we're lending to our members — in a fiscally responsible way for them and for our credit union. We don't employ predatory lending practices, use gimmicks or "creative" methods that our members can't afford. Instead, we use sound policies and procedures to process every application. Here are the types of loans we offer in the housing market.

First Mortgage Loan
This program offers competitive rates and terms ranging from 10 to 30 years. We also offer balloon mortgages, interest-only ARM's and up to 80% financing options with no points. (Other conditions apply.)

Home Equity Line of Credit (HELOC)
Secured by up to 80% of the value of a house (minus any existing mortgage), this loan offers an open-end line of credit with terms of 15 years. (Other conditions apply.)

Home Equity Fixed Rate
This type of loan is secured up to 80% of the value of your loan (minus any existing mortgage) and repayment terms are 5, 7, 10 or 15 years. (Other conditions apply.)

Home Improvement Loan
This loan can be used to make improvements to your house when equity is not available in your home. Repayment terms are from 1 to 65 years. (Other conditions apply.)

Apply online: You can start the process by clicking right here: